Accidental Death & Dismemberment Insurance (AD&D)

The company automatically provides a basic accidental death and dismemberment (AD&D) insurance benefit of 1.5 times your annual salary rounded to the nearest multiple of $1,000 (up to $300,000) at no cost to you.

In addition to receiving Basic Accidental Death and Dismemberment (AD&D) insurance at no cost, you may also purchase additional coverage. AD&D insurance pays a benefit in the event of certain serious injuries or death due to an accident. You are eligible to purchase AD&D insurance for yourself from $20,000 to $100,000 in multiples of $10,000, or from $50,000 to $750,000 in multiples of $50,000.

If you elect supplemental coverage for yourself, you can also elect coverage for your spouse or dependent children. Depending on the supplemental coverage you elect for yourself, you can cover your spouse for 60% of your coverage up to $60,000 or $650,000. You can cover your dependent child for 15% up to $15,000 or $112,500. If you choose to cover your spouse and children, your spouse is covered at 30% of your coverage; your dependent children are covered at 10% of your coverage.