/* ============ TOKENS (Frontdoor Brand Guidelines v2.4) ============ */
:root{
  --orange:#F34113;        /* Frontdoor Orange: accents, icons, doors */
  --orange-ink:#D9380F;    /* same hue, deepened for white text AA (4.6:1) */
  --orange-link:#C9340E;   /* orange text on white (5.3:1) */
  --gray:#91877F;          /* Frontdoor Gray */
  --gray-ink:#6B625B;      /* secondary text (6:1) */
  --ink:#282828;           /* Deep Gray: body text */
  --sand:#EDE0D1;          /* Sand */
  --sand-50:#F8F3EC;       /* sand tint for large fields */
  --sand-line:#E6DACB;
  --teal-50:#F0F6F6;        /* light teal tint used across the benefits guide */
  --teal-line:#D8E2E3;
  --lt-orange:#FFB446;     /* Light Orange */
  --teal:#008487;          /* Dark Teal (accent) */
  --teal-deep:#00696C;
  --berry:#B7254E;         /* accent */
  --white:#fff;
  --font:"Urbanist",Helvetica,Arial,sans-serif;
  --wrap:1240px;
  --gutter:clamp(20px,4vw,48px);
  --r-lg:28px; --r-md:18px; --r-sm:12px; --pill:999px;
  --ease:cubic-bezier(.2,.7,.2,1);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:1rem}
/* Above 1100px the .navbar is sticky at 60px, so an anchor jump was landing the
   target section flush with the viewport top and tucking its heading behind the
   bar. You saw body copy with no title, and the first heading still visible was
   the NEXT section's — which read as the jump going to the wrong place.
   (Open Enrollment board #1, #2, #3, #4; also every "Contact ..." jump to
   #support across 36 pages.) */
@media (min-width:1101px){html{scroll-padding-top:76px}}
body{margin:0;font-family:var(--font);font-size:1.0625rem;line-height:1.6;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3{margin:0;line-height:1.08;letter-spacing:-.02em;font-weight:700}
p{margin:0}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gutter)}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:12px;top:-60px;background:var(--ink);color:#fff;padding:10px 16px;border-radius:8px;z-index:200;text-decoration:none}
.skip:focus{top:12px}
svg.i{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.75;stroke-linecap:round;stroke-linejoin:round;flex:none}

/* ============ BUTTONS ============ */
.btn{display:inline-flex;align-items:center;gap:.5rem;min-height:44px;padding:.6rem 1.25rem;border-radius:var(--pill);font:600 .95rem/1 var(--font);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background-color .15s,color .15s,border-color .15s;white-space:nowrap}
.btn-primary{background:var(--orange-ink);color:#fff}
.btn-primary:hover{background:#C2320D}
.btn-ghost{border-color:var(--sand-line);color:var(--ink);background:#fff}
.btn-ghost:hover{border-color:var(--ink)}
.btn svg.i{width:18px;height:18px}

/* ============ UTILITY ROW ============ */
.utility{background:var(--sand-50);border-bottom:1px solid var(--sand-line);font-size:.875rem}
.utility-inner{display:flex;align-items:center;justify-content:flex-end;min-height:44px;gap:1.25rem}
.utility a{display:inline-flex;align-items:center;min-height:44px;text-decoration:none;font-weight:600;color:var(--ink)}
.utility-inner{min-height:44px}
.utility a:hover{color:var(--orange-link)}
.utility .alex{display:inline-flex;align-items:center;gap:.5rem;font-weight:500;color:var(--gray-ink)}
.utility .alex strong{color:var(--teal-deep);font-weight:700}
.utility .alex:hover strong{text-decoration:underline}
.utility-links{display:flex;align-items:center;gap:1.25rem}
.utility-links .india{display:inline-flex;align-items:center;gap:.45rem}
.flag{width:20px;height:14px;border-radius:2px;box-shadow:0 0 0 1px rgba(40,40,40,.15)}

/* ============ HEADER (per Sarah's nav doc: brand row + nav row) ============ */
.utility-note{color:var(--gray-ink);font-weight:500}
.site-header{background:#fff;position:relative;z-index:90}
.brandbar{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;min-height:84px}
.brand{display:flex;align-items:center;min-height:44px;flex:none}
.brand .logo-svg{height:34px;width:auto;display:block}
.actions{display:flex;align-items:center;gap:.75rem}
.alex-link{display:flex;align-items:center;gap:.6rem;text-decoration:none;padding:.35rem .85rem .35rem .4rem;border-radius:var(--pill);margin-right:.15rem;white-space:nowrap}
.alex-link .alex-badge{width:34px;height:34px;border-radius:50%;background:#E6F3F3;color:var(--teal-deep);display:grid;place-items:center}
.alex-link .alex-badge svg.i{width:20px;height:20px}
.alex-link span{line-height:1.2;font-weight:700;color:var(--teal-deep)}
.alex-link small{font-size:.8rem;font-weight:500;color:var(--gray-ink)}
.alex-link:hover{background:#F2FAFA}
.search-btn{appearance:none;display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:44px;min-width:44px;padding:.55rem 1.1rem;border-radius:var(--pill);border:2px solid var(--sand-line);background:#fff;font:600 .95rem/1 var(--font);color:var(--ink);cursor:pointer}
.search-btn:hover{border-color:var(--ink)}
.search-btn svg.i{width:18px;height:18px}
.hdr-enroll .sm{display:none}
.hdr-enroll svg.i{width:16px;height:16px;opacity:.85}

.navbar{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.95);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-top:1px solid var(--sand-line);border-bottom:1px solid var(--sand-line);transition:box-shadow .2s}
.navbar.is-stuck{box-shadow:0 8px 24px -18px rgba(40,40,40,.55)}
.navbar-inner{display:flex;align-items:center;gap:.5rem;min-height:58px}
.mini-brand{display:none;color:var(--orange);margin-right:.75rem;opacity:0;transition:opacity .2s}
.mini-brand svg{width:26px;height:26px;display:block}
.mini-enroll{display:none;min-height:38px;padding:.45rem 1rem;font-size:.875rem;opacity:0;transition:opacity .2s}
.navbar.is-stuck .mini-brand,.navbar.is-stuck .mini-enroll{display:inline-flex;opacity:1}
.primary{flex:1;margin-left:-.7rem}
.navbar.is-stuck .primary{margin-left:0}
.primary > ul{list-style:none;margin:0;padding:0;display:flex;gap:.25rem}
.nav-trigger{appearance:none;background:none;border:0;font:600 1.0625rem/1 var(--font);color:var(--ink);padding:1.1rem .75rem;display:flex;align-items:center;gap:.35rem;cursor:pointer;position:relative;white-space:nowrap}
.nav-trigger svg.i{width:16px;height:16px;stroke-width:2.2;transition:transform .2s var(--ease)}
.nav-trigger::after{content:"";position:absolute;left:.75rem;right:.75rem;bottom:-1px;height:3px;border-radius:3px 3px 0 0;background:var(--orange);transform:scaleX(0);transform-origin:left;transition:transform .25s var(--ease)}
.has-mega:hover .nav-trigger::after,.has-mega.open .nav-trigger::after{transform:scaleX(1)}
.has-mega:hover .nav-trigger svg.i,.has-mega.open .nav-trigger svg.i{transform:rotate(180deg)}
.nav-contacts{margin-left:auto;display:inline-flex;align-items:center;min-height:44px;padding:0 .25rem;font:600 1.0625rem/1 var(--font);color:var(--ink);text-decoration:underline;text-decoration-color:var(--orange);text-decoration-thickness:2px;text-underline-offset:7px;transition:color .15s}
.nav-contacts:hover{color:var(--orange-link)}
.navbar.is-stuck .nav-contacts{margin-left:auto}

/* mega panel */
.mega{position:absolute;left:0;right:0;top:100%;background:#fff;border-top:1px solid var(--sand-line);box-shadow:0 30px 50px -30px rgba(40,40,40,.35);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .18s,transform .18s var(--ease),visibility 0s .18s}
.has-mega:hover .mega,.has-mega.open .mega{opacity:1;visibility:visible;transform:none;transition:opacity .18s,transform .18s var(--ease)}
.mega-inner{display:grid;gap:2rem;padding-block:2rem 2.25rem}
.mega-inner.cols-5{grid-template-columns:repeat(5,1fr)}
.mega-inner.cols-feature{grid-template-columns:repeat(var(--cols,1),minmax(0,250px)) minmax(0,380px);justify-content:start;column-gap:3.5rem}
.mega h3{font-size:.95rem;font-weight:700;color:var(--teal-deep);letter-spacing:0;margin-bottom:.7rem}
.mega ul{list-style:none;margin:0;padding:0;display:grid;gap:.15rem}
.mega ul.flow-2{grid-auto-flow:column;grid-template-rows:repeat(4,auto);grid-template-columns:repeat(2,minmax(0,1fr));column-gap:3.5rem}
.mega a.tel{display:inline;padding:0;font-size:1.15rem;font-weight:800;color:var(--ink);text-decoration:none}
.mega a.tel:hover{color:var(--ink);text-decoration:underline;text-decoration-color:var(--orange);text-underline-offset:4px}
.mega a{display:block;text-decoration:none;padding:.4rem 0;font-weight:500;font-size:1rem;line-height:1.3}
.mega a:hover{color:var(--orange-link)}
.mega a.btn{display:inline-flex;padding:.65rem 1.25rem}
.mega a.btn-primary,.mega a.btn-primary:hover{color:#fff}
.mega a.btn-ghost:hover{color:var(--ink)}
.mega .ext{display:inline-flex;align-items:center;gap:.35rem}
.mega .ext svg.i{width:14px;height:14px;color:var(--gray)}
.mega-lead{grid-column:1/-1;font-size:.95rem;color:var(--gray-ink);margin-bottom:-1rem}
.mega-feature{background:var(--sand-50);border-radius:var(--r-md);padding:1.5rem 1.6rem;display:flex;flex-direction:column;gap:.6rem;align-self:start}
.mega-feature p{font-size:.95rem;color:var(--gray-ink)}
.mega-feature strong{font-size:1.15rem;line-height:1.3}
.mega-feature .btn{align-self:flex-start;margin-top:.25rem;white-space:normal;line-height:1.2;text-align:left}
.pillar-list a{display:flex;align-items:center;gap:.7rem}
.pillar-dot{width:14px;height:18px;border-radius:8px 8px 0 0;flex:none}

/* mobile menu */
.menu-toggle{display:none}
@media (max-width:1100px){
  .navbar{display:none}
  .alex-link,.search-btn .label{display:none}
  .search-btn{padding:0;border-color:transparent;background:var(--sand-50)}
  .brandbar{min-height:72px;position:relative}
  .menu-toggle{display:block}
  .menu-toggle > summary{list-style:none;display:grid;place-items:center;width:44px;height:44px;border-radius:12px;background:var(--sand-50);cursor:pointer}
  .menu-toggle > summary::-webkit-details-marker{display:none}
  .menu-panel{position:absolute;left:0;right:0;top:100%;background:#fff;border-top:1px solid var(--sand-line);max-height:calc(100vh - 110px);overflow:auto;padding:.5rem var(--gutter) 2rem;box-shadow:0 30px 40px -30px rgba(40,40,40,.4)}
  .menu-panel details{border-bottom:1px solid var(--sand-line)}
  .menu-panel summary{list-style:none;display:flex;justify-content:space-between;align-items:center;padding:1rem 0;font-weight:700;font-size:1.1rem;cursor:pointer}
  .menu-panel summary::-webkit-details-marker{display:none}
  .menu-panel details[open] summary svg{transform:rotate(180deg)}
  .menu-panel ul{list-style:none;margin:0 0 1rem;padding:0}
  .menu-panel li a{display:flex;align-items:center;min-height:44px;padding:.5rem 0;text-decoration:none}
  .menu-panel .group{font-size:.85rem;font-weight:700;color:var(--teal-deep);margin-top:.75rem}
  .menu-panel .menu-ctas{display:flex;gap:.6rem;flex-wrap:wrap;padding-top:1.25rem;max-width:100%}
  .menu-panel .menu-ctas .btn{flex:0 1 auto;min-width:0;max-width:100%}
}
@media (max-width:560px){
  .brand .logo-svg{height:22px}
  .utility-note{display:none}
  .utility-inner{justify-content:flex-end}
  .hdr-enroll svg.i{display:none}
  .actions{gap:.4rem}
  .hdr-enroll{padding-inline:.9rem;font-size:.875rem}
  .hdr-enroll .lg{display:none}.hdr-enroll .sm{display:inline}
  .search-btn{padding:0}
  .utility .alex span{display:none}
}

/* ============ SECTION SHELL ============ */
.section{padding-block:clamp(4rem,8vw,6.5rem)}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:2rem;margin-bottom:clamp(1.75rem,3vw,2.5rem)}
.section-head h2{font-size:clamp(2rem,3.4vw,2.85rem);text-wrap:balance}
.section-head p{max-width:46ch;color:var(--gray-ink)}

/* ============ FOOTER ============ */
.footer{background:var(--ink);color:rgba(255,255,255,.78);font-size:.95rem}
.footer-top{display:grid;grid-template-columns:1.1fr repeat(5,minmax(0,1fr));gap:2rem 1.6rem;padding-block:3.5rem 2.5rem;align-items:start}
.footer .brand{color:#fff}
.footer .brand .logo-svg{height:28px}
.footer-note{margin-top:1rem;max-width:30ch;font-size:.9rem}
.footer h3{font-size:.95rem;color:#fff;margin-bottom:.8rem;letter-spacing:0}
.footer ul{list-style:none;margin:0;padding:0;display:grid;gap:.45rem}
.footer a{text-decoration:none}
.footer a.helper{display:inline-flex;align-items:center;gap:.45rem;color:#fff;font-weight:600}
.footer a.helper svg.i{width:17px;height:17px;color:var(--lt-orange)}
.footer a:hover{color:#fff;text-decoration:underline;text-underline-offset:3px}
.footer-sites{display:flex;align-items:center;gap:1.25rem}
.footer-sites .india{display:inline-flex;align-items:center;gap:.45rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);display:flex;flex-wrap:wrap;justify-content:space-between;gap:1rem;padding-block:1.4rem;font-size:.85rem}
.f-col h3 + ul{margin-bottom:1.6rem}
.f-col h3 + ul:last-child{margin-bottom:0}
@media (max-width:1180px){.footer-top{grid-template-columns:repeat(3,minmax(0,1fr))}
  .footer-top > .f-brand{grid-column:1/-1}}
@media (max-width:720px){.footer-top{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:460px){.footer-top{grid-template-columns:1fr}}


/* back to top door (from approved build) */
a.fdvb-btt{position:fixed;left:1.25rem;bottom:1.25rem;z-index:99;width:2.9rem;height:2.9rem;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--teal-deep));color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 14px rgba(40,40,40,.18);opacity:0;pointer-events:none;transform:translateY(8px);transition:opacity .25s,transform .25s}
a.fdvb-btt.show{opacity:1;pointer-events:auto;transform:none}

@media (prefers-reduced-motion:reduce){
  .compass *,.rewards h2,.rewards p,.pill-word::after{transform:none!important;opacity:1!important;animation:none!important;transition:none!important}
  *,*::before,*::after{transition-duration:.01ms!important;animation-duration:.01ms!important;scroll-behavior:auto!important}
  .door:hover .door-leaf,.door:focus-visible .door-leaf{transform:none}
  .door:hover .door-leaf{box-shadow:inset 0 0 0 4px var(--c)}
}

/* mock-only annotation toggle */
.mock-note{position:fixed;left:1rem;bottom:1rem;z-index:150;background:var(--ink);color:#fff;font-size:.8rem;padding:.5rem .8rem;border-radius:10px;opacity:.85}

/* ===================== SITE SEARCH ===================== */
html.search-open{overflow:hidden}
.search-panel{position:fixed;left:0;right:0;top:0;bottom:auto;z-index:120;background:#fff;border-top:1px solid var(--sand-line);box-shadow:0 30px 50px -28px rgba(40,40,40,.45);max-height:calc(100dvh - 60px);overflow-y:auto;overscroll-behavior:contain}
.search-inner{padding:clamp(1rem,2.5vw,1.6rem) var(--gutter) clamp(1.25rem,3vw,2rem)}
.search-form{display:flex;align-items:center;gap:.75rem;background:var(--sand-50);border:2px solid var(--sand-line);border-radius:var(--pill);padding:.4rem .5rem .4rem 1.1rem;transition:border-color .15s}
.search-form:focus-within{border-color:var(--orange)}
.search-form > svg.i{width:21px;height:21px;color:var(--gray-ink);flex:none}
.search-form input{flex:1;min-width:0;border:0;background:none;font:600 1.05rem/1.4 var(--font);color:var(--ink);padding:.55rem 0;outline:none;-webkit-appearance:none}
.search-form input::placeholder{color:var(--gray-ink);font-weight:500}
.search-form input::-webkit-search-cancel-button{-webkit-appearance:none}
.search-close{display:grid;place-items:center;width:44px;height:44px;flex:none;border:0;background:#fff;border-radius:50%;color:var(--ink);cursor:pointer}
.search-close:hover{background:var(--sand)}
.search-close svg.i{width:19px;height:19px}

.search-tries{display:flex;flex-wrap:wrap;align-items:center;gap:.5rem;margin-top:.9rem}
.search-tries span{font-size:.82rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--gray-ink)}
.search-tries .try{min-height:36px;padding:.35rem .85rem;border:1px solid var(--sand-line);background:#fff;border-radius:var(--pill);font:600 .9rem var(--font);color:var(--ink);cursor:pointer}
.search-tries .try:hover,.search-tries .try:focus-visible{border-color:var(--orange);color:var(--orange-link)}

.search-results{list-style:none;margin:1rem 0 0;padding:0;max-height:min(58vh,520px);overflow-y:auto}
.search-results li + li{border-top:1px solid var(--sand-line)}
.search-results a{display:block;padding:.85rem 1rem;border-radius:var(--r-sm);text-decoration:none;color:var(--ink)}
.search-results a:hover,.search-results a:focus-visible{background:var(--sand-50);outline:none;box-shadow:inset 3px 0 0 var(--orange)}
.search-results .crumb{display:block;font-size:.76rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--teal-deep)}
.search-results .ttl{display:block;font-weight:700;font-size:1.08rem;letter-spacing:-.01em;margin-top:.1rem}
.search-results .snip{display:block;font-size:.92rem;color:var(--gray-ink);margin-top:.15rem}
.search-results .pending{display:inline-block;margin-top:.4rem;font-size:.74rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--gray-ink);background:var(--sand-50);border:1px solid var(--sand-line);border-radius:var(--pill);padding:.15rem .6rem}
.search-results mark{background:#FFE8B0;color:inherit;border-radius:3px;padding:0 .1em}
.search-empty{margin-top:1.1rem;color:var(--gray-ink)}
@media (max-width:860px){
  .search-panel{bottom:0;max-height:none}
  .search-results{max-height:none}
}

/* ===================== SCROLL REVEALS ===================== */
/* Only active once reveal.js confirms motion is welcome, so no-JS shows everything. */
.reveal-on [data-reveal]{opacity:0;transform:translateY(14px);
  transition:opacity .62s var(--ease),transform .62s var(--ease);
  transition-delay:var(--i,0ms);will-change:opacity,transform}
.reveal-on [data-reveal].is-in{opacity:1;transform:none}

/* the dashed connector draws down as the steps arrive */
.reveal-on .steps > li::before{transform-origin:top;transform:scaleY(0);
  transition:transform .7s var(--ease);transition-delay:calc(var(--i,0ms) + 160ms)}
.reveal-on .steps > li.is-in::before{transform:scaleY(1)}

/* the step number settles in just behind its text */
.reveal-on .steps .step-n{transform:scale(.72);opacity:0;
  transition:transform .5s cubic-bezier(.2,1.5,.35,1),opacity .35s ease;
  transition-delay:calc(var(--i,0ms) + 90ms)}
.reveal-on .steps > li.is-in .step-n{transform:none;opacity:1}

/* decision tree: the connectors trace outward from the question */
.reveal-on .branches::before{transform-origin:center;transform:scaleX(0);
  transition:transform .55s var(--ease) .18s}
.reveal-on .branches::after,
.reveal-on .branch::before{transform-origin:top;transform:scaleY(0);
  transition:transform .4s var(--ease)}
.reveal-on .tree-root.is-in ~ .branches::before{transform:scaleX(1)}
.reveal-on .tree-root.is-in ~ .branches::after{transform:scaleY(1)}
.reveal-on .branch.is-in::before{transform:scaleY(1);transition-delay:var(--i,0ms)}

@media (prefers-reduced-motion:reduce){
  .reveal-on [data-reveal],
  .reveal-on [data-reveal].is-in{opacity:1;transform:none;transition:none}
  .reveal-on .steps > li::before,
  .reveal-on .steps .step-n,
  .reveal-on .branches::before,
  .reveal-on .branches::after,
  .reveal-on .branch::before{transform:none;opacity:1;transition:none}
}