You have the option to purchase Universal LifeEvents Insurance with long-term care (bundled coverage) through Trustmark.

When a family loses someone, along with grief, survivors suddenly may be faced with costly expenses and debt, and even a loss of income. Universal LifeEvents can help. This coverage offers a higher death benefit during your working years, when your needs and responsibilities are greatest.

You can choose a plan and benefit amount that provides the right protection for you. Your rate is “locked in” at your age at purchase. Once you have a policy, your rate will never increase due to age.

At any point in your life, you may need long-term care services, which could cost hundreds of dollars per day. Universal LifeEvents includes a long-term care benefit that can help pay for these services at any age. With either option, this benefit remains at the same level throughout your life, so the full amount is always available when you most need it.

Call 888-636-9302 from 9 a.m. to 6 p.m. Eastern, Monday through Friday to speak to a benefits counselor.

How it Works*

  • A higher benefit during working years.
  • Long-term care (LTC) benefits that stay the same throughout your life.
  • Benefit for terminal illness: Use part of your death benefit to help manage costs if you are diagnosed with a terminal illness.
Example: $25,000 Policy

Before age 70
Death benefit     $25,000
LTC benefits        $25,000

After age 70
Death benefit        $8,333
LTC benefits        $25,000

*Universal LifeEvents death benefit reduces to one-third at age 70 or the beginning of the fifteenth policy year, whichever occurs last. Issue age is 18-64.

Additional Information

4%—You can collect 4% of your Universal Life/LifeEvents death benefit per month for up to 25 months to help pay for long-term care services.

Flexible Features Available:

2x—PLUS: If you collect a benefit for LTC, your full death benefit is still available for your beneficiaries, as much as doubling your benefit.

**The LTC benefit is an acceleration of the death benefit and is not long-term care insurance (except in LA and VA, where the LTC benefit is long-term care insurance.) It begins to pay after 90 days of confinement services, and to quality, you must meet conditions of eligibility for benefits. The LTC benefits provided by this policy may not cover all the policyholder’s LTC expenses. Pre-existing condition limitation my apply. Your policy will contain complete details. You should consult a financial advisor to determine if the long-term care benefits and the retirement benefits provided by this policy are right for you.