Your 2025 Benefits

Frontdoor is pleased to offer associates a comprehensive and competitive benefits program that provides choices, flexibility, and value. This benefits website summarizes our programs. Please review summary plan documents for more details.

New Hire Enrollment

Welcome to our team! As a new associate you are eligible for coverage on the first of the month following your date of hire for most benefits. You must enroll within 30 days from your date of hire for the following benefits: medical/prescription, dental, vision, flexible spending accounts, health savings account, life insurance, accidental death and dismemberment, and legal plans. Otherwise, you will be enrolled in our basic life and short-term disability plan only.

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Open Enrollment

Open enrollment is your yearly opportunity to review your current benefits and make changes for the upcoming plan year. During open enrollment, you can add, change, or decline coverage. You can also add and/or drop family members for coverage during this time. Your next opportunity to make changes (unless you experience a qualified life event as mentioned below) is in the fall of 2025.

Note: The health savings account (HSA) and flexible spending accounts (FSAs) will not roll over. You must re-enroll.

Changing Your Benefits Mid-Year

Once you make your elections, you will not be able to make changes until next year’s open enrollment unless you experience a qualified life event. Examples of qualifying events include:

  • Change of legal marital status (e.g., marriage, divorce, death of spouse, legal separation)
  • Change in number of dependents (e.g., birth, adoption, death of dependent, ineligibility due to age)
  • Change in employment or job status

You must submit your changes to your benefits within 30 days of a qualifying life event.

Benefits Eligibility

Covering Yourself

You may enroll in the benefits program if you are a regular full-time associate who is actively working, on average, 30 hours per week.

Eligible dependents generally include your legally married spouse, same- or opposite-sex domestic partner, and children up to age 26. Some age limitations may apply to specific insurance programs. Children may include natural, adopted, stepchildren, children obtained through court-appointed legal guardianship, or children of domestic partners.

Our benefits administrator, OSV, will request supporting documentation such as marriage certificate, birth certificate, etc. for newly added dependents. If you have a domestic partner, you are required to provide a domestic partner affidavit annually.

Eligibility Effective Date