Critical Illness Insurance

If you’re diagnosed with a serious illness, Critical Illness Insurance gives you a cash benefit that can be used to pay expenses like medical costs, childcare, transportation and regular expenses.

Your benefit details

Critical Illness Insurance pays a lump-sum cash benefit of $15,000 or $30,000 if you are diagnosed with a covered illness, including stroke, heart attack, cancer, organ failure and Alzheimer’s disease.

No medical questionnaires are required, but some pre-existing condition terms apply. See the plan details to learn more.

You can purchase coverage for:

  • You

    Choose either the $15,000 or $30,000 lump sum benefit coverage option.

  • Your spouse or domestic partner

    Consider enrolling them up to 100% of your coverage.

  • Your child(ren)

    Consider enrolling them for 50% of your coverage, at no extra cost.

How it works

  1. 1

    File a claim with Prudential if you’re diagnosed with a covered illness.

    Log in to mybenefits.prudential.com (opens in a new tab) (go to My Claims > File a Supplemental Health Claim) or use the Prudential mobile app to file a claim. You’ll need to register for an account (use control number 71160). To file your claim, please share:

    • Your diagnosis
    • Who provided treatment
    • Permission to get information from your medical

    File a claim (opens in a new tab)

  2. 2

    Receive your cash benefit.

    Prudential will review your claim and send a check if approved. The amount depends on your diagnosis. Use the money to help pay for medical bills, childcare costs or any other expenses.

    See what’s covered

  3. 3

    Get paid for taking care of yourself too.

    If you and your covered dependent(s) get a covered health screening test, your Critical illness coverage pays each of you $50.

    Learn more

Find support

Prudential

Accident, Critical Illness, Hospital Indemnity

Policy Number 71160
Control Number 71160

Get the app

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