Your benefit details
Critical Illness Insurance pays a lump-sum cash benefit of $15,000 or $30,000 if you are diagnosed with a covered illness, including stroke, heart attack, cancer, organ failure and Alzheimer’s disease.
No medical questionnaires are required, but some pre-existing condition terms apply. See the plan details to learn more.
You can purchase coverage for:
You
Choose either the $15,000 or $30,000 lump sum benefit coverage option.
Your spouse or domestic partner
Consider enrolling them up to 100% of your coverage.
Your child(ren)
Consider enrolling them for 50% of your coverage, at no extra cost.
How it works
- 1
File a claim with Prudential if you’re diagnosed with a covered illness.
Log in to mybenefits.prudential.com (opens in a new tab) (go to My Claims > File a Supplemental Health Claim) or use the Prudential mobile app to file a claim. You’ll need to register for an account (use control number 71160). To file your claim, please share:
- Your diagnosis
- Who provided treatment
- Permission to get information from your medical
- 2
Receive your cash benefit.
Prudential will review your claim and send a check if approved. The amount depends on your diagnosis. Use the money to help pay for medical bills, childcare costs or any other expenses.
- 3
Get paid for taking care of yourself too.
If you and your covered dependent(s) get a covered health screening test, your Critical illness coverage pays each of you $50.


