Disability

Your benefit details

Frontdoor provides Short-Term Disability (STD) benefits at no cost after six months of employment. You can buy Long-Term Disability (LTD) coverage for additional protection after six months of employment.

• Short-Term Disability

  Frontdoor provides short-term disability to full-time associates at no cost after six months of employment.

  For illness-related claims, benefits begin after a seven-day waiting period following claim submission. Benefits may begin sooner for accidents or childbirth.

  • Six months – five years of employment: covered at 60% of your annual earnings
  • Five years or more: covered at 80% of annual earnings

  There is a maximum weekly benefit of $15,000 and short-term disability pays out up to a maximum of 13 weeks.

  Pre-existing condition exclusions may apply.

• Long-Term Disability*

  Full-time associates are automatically enrolled after six-months of service at 50% of earnings coverage. You have three options:

  • Waive LTD coverage
  • Remain in the auto-enrolled 50% coverage level
  • Increase your benefit amount to 60% of your monthly earnings

  Be aware that LTD has a maximum benefit of $15,000 per month.

  If you enroll after your introductory period (at 6 months after hire), you will need to complete a health questionnaire for eligibility.

* If you submit a claim, there is a ninety-eight-day waiting period from your initial start date of illness or injury to access the benefit. Pre-existing condition exclusions may apply.

How it works

1. 1

   If you're unable to work and need to file an STD claim, inform your manager and contact Prudential.

   Provide the following information to Prudential:

   • Company name: Frontdoor, Inc.
   • Company control number: 71160
   • Employee ID or Social Security number
   • Reason for your absence
   • First date absent
   • Work schedule
   • Date you expect to return to work
   • Name, fax, and telephone number of the treating physician
2. 2

   Your STD benefits begin after a seven-day waiting period for illness.

   There’s no waiting period for an accident or childbirth.

3. 3

   If elected, LTD begins if you can’t return to work after 98 days.

   Benefits last until you return to work or reach retirement age.