Hospital Indemnity Insurance

Have a planned or unplanned hospital stay? Hospital Indemnity Insurance provides cash payments for covered hospital admissions of at least 24 hours for sickness, injury, inpatient procedures and childbirth.

Your benefit details

Hospital Indemnity Insurance pays cash benefits if you are admitted to a hospital, including the intensive and critical care units, for a minimum of 24 hours. You can also cover your spouse and children as long as you enroll yourself.

Covered BenefitBenefit Amount
Hospital Admission Benefit$1,000
ICU Admission Benefit
(in lieu of hospital admission)
$2,000
Daily Hospital Confinement
(up to 30 days per confinement)
$200
Daily ICU Confinements
(up to 30 days per confinement)
$400

How it works

  1. 1

    File a claim with Prudential if you are admitted to a hospital.

    Log in to mybenefits.prudential.com (opens in a new tab) (go to My Claims > File a Supplemental Health Claim) or use the Prudential mobile app to file a claim. You’ll need to register for an account (use control number 71160). To file your claim, please share:

    • What happened and when
    • Who provided treatment
    • Permission to get information from your medical

    File a claim (opens in a new tab)

  2. 2

    Receive your cash benefit.

    Prudential will review your claim and send a check if approved. The amount depends on your coverage and number of days you’re in the hospital. Use the money to help pay for medical bills, childcare costs or any other expenses.

    See what’s covered

Find support

Prudential

Accident, Critical Illness, Hospital Indemnity

Policy Number 71160
Control Number 71160

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